Alberta is an amazing province in Canada, offering its residents gorgeous natural beauty, quaint family neighborhoods, and plenty of career opportunities. For this reason, many Canadians have looked to Alberta and its many amazing cities for a place to settle down. From Lethbridge, to Red Deer, to Calgary to Edmonton, there really is no shortage of reasons to invest in real estate.
Getting a Mortgage Loan
Between the choice of housing, neighborhoods and higher quality of life that you’ll find in many cities across the province, it’s easy to find the perfect place to call home. Before you start looking around for the ideal house for you and your family, be sure to get pre-approved for a mortgage first. Doing so will give you a clear idea of just how much you can afford to pay so you are not in over your head.
Getting pre-approved for the best mortgage loans Alberta will also give you the edge with sellers, as they will know you are able to come through with the financing, and therefore give you more favor in a bidding war.
Getting the Right Mortgage
While getting a low mortgage interest rate is important, there are other considerations including terms and conditions, payment schedules, flexibility, variable vs. fixed rate and more. When you choose a mortgage broker, you are choosing someone who is independent, and works for you, and not the bank. Instead of being limited by what banks can offer you, a knowledgeable mortgage broker, like John Kincaid, can offer you unbiased, expert advice and will work their hardest to find the best mortgage package with the lowest interest rate possible. Even half a percent lower on your mortgage rate can save you a lot of money over the life of your mortgage, and therefore help you pay off your home sooner.
Kincaid Mortgages can find the perfect mortgage that’s tailored to your finances, streamline the entire mortgage process, give you step by step education on the entire scenario, and look after your best interests – all at no cost to you!
When you’re ready to get approved for the best mortgage deals Alberta, give Kincaid Mortgages a call: (403) 593-4010 or (888) 973-4010.