Pre approved mortgages Oakville – Your First Step in Buying a Home

Posted by on August 3, 2011

Investment in Oakville real estate has proven to be a smart idea for decades.  Most Canadians build financial security and wealth by owning their own home.  If you are getting ready to take the plunge from renter to owner, the first step you should take is to talk to a qualified mortgage broker/agent.

Mortgage brokers work for you – not the banks, so they can offered unbiased advise and help you make financial decisions that are best for you.  Mortgage brokers work with many different lenders: banks, credit unions, finance companies, private lenders, etc.  This gives them access to the best rates and the widest range of products.   Often hard-to-place mortgages, the ones the banks turn down, can successfully get financing with the help of a mortgage broker.

Lee Anne Taylor, head mortgage agent at Home Loans Ontario and a Dominion Lending agent, works with first time buyers to help them understand their options.  “Avoid first time buyer mistakes by enlisting the help of professionals.  There is no fee for my service and I can usually save the buyer a lot of money on their home loan, as well as advise them on their costs: what to expect each month, on closing, etc.  We sit down and go through their financial numbers, their needs, their risk tolerance, etc., and I find them the right mortgage for their situation.”

Mortgage lenders can calculate how much you can afford to spend on a home, taking into consideration your down payment, income and debt load.  By getting a mortgage pre-approval, you can shop for a home with confidence – and act fast when the perfect home comes on the market.  Call Lee Anne to get started at: (905) 336-8948

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